Anyone who works as a HGV driver will know just how crippling the cost of insurance can be. HGV are huge vehicles, weighing over 4 tonnes and with that huge size there’s an increased risk to the driver and other road users who may come into contact with the vehicle. This means that the premiums for a HGV vehicle are much higher than they are for any standard vehicle, as you would expect. HGV drivers expect this and are prepared for it to a large extent but the fact is that lots of companies are still charging over the odds for HGV insurance and if a driver chooses the wrong company, they could lose out. By choosing a company such as Lionheart Insurance, who offer affordable HGV insurance, they can save a great deal of money and make a better profit at the end of the day.
Good Insurance Essential
If you are the driver of a HGV then you will need to ensure that you have a very high level of coverage and a very comprehensive insurance policy because a heavy goods vehicle really does come with a lot of risk attached to it and no matter how good a driver you are or, how careful you are when on the job, there is always a chance that something could go very wrong and you could be involved in an accident. This is why you need to be fully prepared with a good insurance policy.
Many cheaper HGV policies are not very good at all and will not offer you good value for money, even though they are cheap. This is why you should look to be insured with a company such as Lionheart Insurance who offer affordable HGV insurance which really does deliver and which will keep your back covered.
HGV insurance from Lionheart Insurance will cover you to driver your HGV for commercial purposes such as deliveries and transit. They can cover a single vehicle or a fleet. They can also insure a vehicle for multiple drivers and offer discounts if you take out more than one policy with them.